![Timur Yunusov on Twitter: "So why do they need 3DSecure? Simple - since the Liability Shift, the merchant will be liable for fraudulent online payments which don't require 3DSecure on the site. Timur Yunusov on Twitter: "So why do they need 3DSecure? Simple - since the Liability Shift, the merchant will be liable for fraudulent online payments which don't require 3DSecure on the site.](https://pbs.twimg.com/media/Ed3ZYXRWkAE0C8B.jpg)
Timur Yunusov on Twitter: "So why do they need 3DSecure? Simple - since the Liability Shift, the merchant will be liable for fraudulent online payments which don't require 3DSecure on the site.
![3D Secure: A new era for payment authentication and customer experience - Insights | Worldpay from FIS 3D Secure: A new era for payment authentication and customer experience - Insights | Worldpay from FIS](https://www.fisglobal.com/-/media/fisglobal/WorldPay/Images/Insights/OG-Images/3ds-data-graphic.jpeg?sc_lang=en)
3D Secure: A new era for payment authentication and customer experience - Insights | Worldpay from FIS
![PSD2 SCA: Connecting the dots between the SCA exemptions, 3DS frictionless flow, and fraud liability protection | by Charles Mon | Charles Mon | Medium PSD2 SCA: Connecting the dots between the SCA exemptions, 3DS frictionless flow, and fraud liability protection | by Charles Mon | Charles Mon | Medium](https://miro.medium.com/v2/resize:fit:1400/1*jBujL_BL8dL89qPcbUk4fw.png)
PSD2 SCA: Connecting the dots between the SCA exemptions, 3DS frictionless flow, and fraud liability protection | by Charles Mon | Charles Mon | Medium
![Cards and Payments - Part 12 - 3DS & 3DS2 Authentication Overview | Strong Customer Authentication - YouTube Cards and Payments - Part 12 - 3DS & 3DS2 Authentication Overview | Strong Customer Authentication - YouTube](https://i.ytimg.com/vi/EOMieqiOwuw/mqdefault.jpg)